Most people are required to have insurance that covers liability, but there is another type of coverage that may be just as important for certain individuals. Commercial auto insurance can cover costs in the event of an accident while you’re driving your personal car for business purposes. If you own or lease a vehicle and use it for work-related activities, then this type of coverage may be necessary. It’s important to know what kind of commercial auto insurance coverage you need before getting behind the wheel so contact us today!
What is Commercial Auto Insurance?
Commercial Auto Insurance provides protection for your daily drivers, work cars, and other vehicles that are needed for business use. The coverage includes liability,
uninsured/underinsured motorists, comprehensive, collision, medical payments, disability, PIP (personal injury protection), and legal expenses.
It also offers benefits like roadside assistance for your vehicles in case they break down or get stuck in the road.
You can also purchase coverage for employee liability coverage to protect against lawsuits from individual employees who are injured on the job.
Purchasing Commercial Auto Insurance will give you peace of mind by covering all the needs you need to operate your business.
What are the benefits of having commercial auto insurance coverage?
There are many benefits of having commercial auto insurance coverage. Some of the most important benefits include:
- Protection from liability in case of accidents
Commercial auto insurance will protect you from any liability that may come from an accident while you are using your vehicle for business purposes. This includes damage to property, injury to others, and even lawsuits. - Protection against uninsured or underinsured motorists
If you are in an accident with someone who doesn’t have insurance or doesn’t have enough insurance, your commercial auto insurance will cover the damages. - Coverage for the work-related activities-
Your policy will cover you for any accidents that occur while you are on the job, no matter type of vehicle you are
Do you offer any other types of insurance that may be helpful for my business or personal needs or both!
At C’side Insurance, we want to make sure you have the coverage you need to protect your business and your personal life. That’s why we offer a variety of insurance products, including:
-Commercial Auto Insurance-Covers you for any accidents that occur while you are using your vehicle for business purposes
-General Liability Insurance-Covers you for any damages that may occur as a result of a lawsuit
-Property Insurance-Covers the physical structure of your business and the property inside it
-Business Owner’s Policy-Combines Property and Liability coverage into one policy
-Life Insurance-Provides financial security for your loved ones in case something happens to you
-Health Insurance-Helps cover costs associated with any injuries that occur
-Much more!
For a free quote on commercial auto insurance, call C’side Insurance today.
Conclusion
If you’re a small business owner who uses your vehicle for work-related activities, then commercial auto insurance is something that may be beneficial to you. It can help protect against liability in case of an accident or injuries incurred by employees on the job. Commercial Auto Insurance also offers benefits like roadside assistance and coverage for uninsured motorists if someone else doesn’t have enough car insurance.
If this seems too complicated or you want some help with purchasing Commercial Auto Insurance policies, contact C’side Insurance today.
We offer great rates and are happy to walk through what types of policies will best suit your needs.
